The post Which Crypto To Buy Today For Long-Term: MUTM to Beat SHIB appeared first on Coinpedia Fintech News
Investors have scanned the crypto market for the best crypto to buy now, especially amid whispers of which crypto to buy today for long-term holds. Shiba Inu has drawn eyes with its recent rebound, yet Mutuum Finance (MUTM) has surged ahead in presale traction, raising $17,650,000 since inception and amassing 17,300 holders.
Phase 6 of its 11-phase rollout has hit 70% capacity at $0.035 per token, a 250% climb from phase one’s $0.01 entry. This altcoin’s DeFi blueprint promises steadier gains over meme-driven swings.
As buyers flock, MUTM edges out rivals for sustained value in a volatile space. Phase 6 sells out fast; the window to grab tokens this affordably narrows daily.
Shiba Inu Faces Hurdles in Sustained Rally
Shiba Inu price moves higher above $0.00001 after sharp decline last week. Investors came pouring in once the token fell to a 2025 trough of $0.00000850, which also resulted in an additional zero being cut off its valuation.
On-chain data showed more than 600 billion SHIB tokens leaving exchanges from September 22 to September 26, and close to 1 trillion more during the October 11 crash. Long-term holders were accumulating rather than passing through, expediting trades.
Technical formations showed a downward wedge over several months of low highs. Support held close to $0.0000090 to $0.0000100 and further cushioned down moves. The change in momentum was evidenced by RSI moving out of oversold levels and MACD flattening on the daily charts. Yet the resistance is at $0.00001137 and the 30-day SMA. There is a breakout targeting $0.000022-$0.000032 for the short-term; however, analysts warn on volume and more general conditions.
Burns also went on a spree, with 5.7 million SHIB torched in a day and 46.6 million torched in a week. Supply has contracted, but that by itself is not enough to catalyze positive change.
Any rise could be stopped by profit-taking. First support is at $0.0000105; a downside break occurs back to $0.0000090. Shiba Inu’s meme origins means it’s subject to wild fluctuations, not having the utility to hold out for the long term. Thus, the eyes shift to more stable coins.
Mutuum Finance Presale Accelerates
Mutuum Finance (MUTM) has opened phase 6 of its presale, drawing sharp interest as the best crypto to buy now for yield seekers. Tokens trade at $0.035, but urgency builds since this stage fills 70% already. Holders number 17,300, up from earlier phases. The team raised $17,650,000 total, underscoring demand for this DeFi crypto.
Phase 6 races toward close. Investors secure tokens cheap before phase 7 hikes prices 14.3% to $0.04. Launch looms at $0.06, offering current buyers a 420% ROI post-listing. This top crypto to buy positions early entrants for robust returns. FOMO grips the market; the last slots at $0.035 vanish swiftly.
The MUTM team launched a dashboard tracking top 50 holders. A 24-hour leaderboard resets at 00:00 UTC daily. The top user earns a $500 MUTM bonus after one transaction in that window. Recent leaders bought $1,814.27, $1,487.35, and $1,205.37 respectively in the past day. Such perks fuel engagement.
Mutuum Finance finalized its CertiK audit successfully. The scan earned a 90/100 token score, bolstering trust. Further, the project unveiled a bug bounty program with CertiK. Rewards total $50,000 USDT, divided into four tiers by severity: critical, major, minor, and low. Each vulnerability level carries assigned payouts.
A $100,000 MUTM giveaway celebrates the presale. Ten winners claim $10,000 each. Participants submit wallet addresses, finish quests, and invest at least $50 to qualify. This draws crowds, amplifying hype around the protocol.
Protocol Builds for Lending Utility
Mutuum Finance announced its lending and borrowing protocol development. Version 1 heads to Sepolia Testnet in Q4 2025. Core features include liquidity pools, mtTokens, debt tokens, and liquidator bots. Initial assets cover ETH and USDT for lending, borrowing, or collateral.
Borrow interest rates tie to utilization, balancing supply and demand. Abundant capital keeps rates low, spurring loans. Scarce funds raise them, prompting repayments and fresh deposits. Stable rates lock in predictability for borrowers, starting higher than variables but shielding against spikes. Rebalancing kicks in if variables surge beyond 90% of stables, ensuring fairness.
Overcollateralization guards positions. Borrowers post excess value; drops trigger liquidations with bonuses for rescuers. Deposit and borrow caps limit exposure to illiquid tokens. Loan-to-value ratios cap borrowings at 75% for stables like ETH, tightening to 35-40% for volatiles. Liquidation thresholds hover at 80% for low-risk assets, 65% for others.
Reserve factors skim interest for a safety pool, higher for risky tokens at 35%. Chainlink oracles feed prices, with fallbacks and aggregates for reliability. These mechanics fortify the system against volatility, making MUTM a DeFi crypto primed for enduring use.
Long-Term Superiority Shines Through
Mutuum Finance (MUTM) outpaces Shiba Inu for which crypto to buy today for long-term horizons, blending utility with presale momentum. Its DeFi tools promise yields without custody loss, contrasting meme token volatility. Secure phase 6 tokens now at $0.035 to lock in gains before prices climb.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance